Jerry Schulze, Chairman of the Board of Trustees for Beaufort Memorial Hospital and Past President of Sea Island Rotary spoke to Rotary on Healthcare Reform.  There are eight critical issues of overutilization (80% is only insured) underutilization, defensive medicine, medical heroics, complexity, waste/corruption, unhealth populations, demographics aging population and medical advances.  Healthcare complications giving of previous efforts/distrust, shortage of healthcare workers and politics.  The proposed reform to give 95% coverage, individuals mandated, pay orplay with small business subsidy, and exchange for purchasing coverage.